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Finance Options
Hot Tub And Swim Spa Finance With
We believe everyone deserves to own their dream hot tub or swim spa, without having to compromise on quality because of affordability. That’s why we have partnered with Novuna, one of the worlds largest consumer credit providers, to bring you our fantastic 0% finance option for Signature Self-Cleaning Hot Tubs. Finance applications are subject to status, minimum deposit required, terms and conditions apply. With Novuna, you are protected under the Consumer Credit Act 1974 and have certain rights in the unlikely event that a problem should occur and you’re not satisfied.
Signature Self-Cleaning Hot Tub Finance Options
A
Deferred Repayment
3 Month Deferred
60 Month at 10.9%APR
60 Monthly Repayments at 10.9% APR Representative
Admin Fee of £29 Applies!
B
Deferred Repayment
3 Month Deferred
120 Months at 10.9%APR
120 Monthly Repayments at 10.9% APR Representative
Admin Fee of £29 Applies
C
Buy Now Pay Later
9 Month Deferred
120 Months at 19.9%APR
Pay Nothing 9 Months No Interest Accruing, then Pay Full Balance Or Carry Over 9 Months to 120 Payments at 19.9% APR Representative
Admin Fee of £29 Applies
D
Interest Free Credit
24 Months at
0%APR
24 Months Repayable At 0% APR Representative
50% Deposit Is Required
579 Gold Finance Example:
Cash price: £14,490
Deferred Repayment
Representative
£311.72 per month*
Deposit: £200
Amount of Credit: £14,290
Interest Rate 10.9% (Fixed p.a.) Representative % APR 10.9%
3 months deferral period
*Defaults to 60 Monthly Payments Of: £311.72
Total Amount Payable: £18,903.20
+ Settlement fee: £29
579 Gold Finance Example:
Cash price: £14,490
Deferred Repayment
Representative
£195.30 per month*
Deposit: £200
Amount of Credit: £14,290
Interest Rate 10.9% (Fixed p.a.) Representative % APR 10.9%
3 months deferral period
*Defaults to 120 Monthly Payments Of: £195.30
Total Amount Payable: £23,636.00
+ Settlement fee: £29
579 Gold Finance Example:
Cash price: £14,490
Deferred Repayment
Representative
£293.60 per month*
Deposit: £200
Amount of Credit: £14,290
Interest Rate 19.9% (Fixed p.a.) Representative % APR 19.9%
9 months deferral period
*Defaults to 120 Monthly Payments Of: £293.60
Total Amount Payable: £35,432.00
+ Settlement fee: £29
579 Gold Finance Example:
Cash price: £14,490
Deferred Repayment
Representative
£301.87 per month*
Deposit: £7,245.00
Amount of Credit: £7,245.00
Interest Rate 0% (Fixed p.a.) Representative % APR 0%
*24 Monthly Payments Of: £301.87
Total Amount Payable: £14,490.00
Serenity Hot Tub Finance Options
A
Deferred Repayment
3 Month Deferred
60 Month at 10.9% APR
60 Monthly Repayments at 10.9% APR Representative
Admin Fee of £29 Applies!
Deferred Repayment
3 Month Deferred
120 Months at 10.9% APR
120 Monthly Repayments at 10.9% APR Representative
Admin Fee of £29 Applies!
B
Buy Now Pay Later
9 Month Deferred
120 Months at 19.9% APR
Pay Nothing 9 Months No Interest Accruing, then Pay Full Balance
Or Carry Over to 120 Payments at 19.9% APR Representative
Admin Fee of £29 Applies!
C
4500 Finance Example:
Cash price: £8,850
Deferred Repayment
Representative
£188.69 per month*
Deposit: £200
Amount of Credit: £8,650
Interest Rate 10.9% (Fixed p.a.)
Representative % APR 10.9%
3 months deferral period
*Defaults to 60 Monthly Payments Of: £188.69
Total Amount Payable: £11,521.40
+ Settlement fee: £29
4500 Finance Example:
Cash price: £8,850
Deferred Repayment
Representative
£118.22 per month*
Deposit: £200
Amount of Credit: £8,650
Interest Rate 10.9% (Fixed p.a.)
Representative % APR 10.9%
3 months deferral period
*Defaults to 120 Monthly Payments Of: £118.22
Total Amount Payable: £14,386.40
+ Settlement fee: £29
4500 Finance Example:
Cash price: £8,850
BNPL Representative
£177.73 per month*
Deposit: £200
Amount of Credit: £8,650
Interest Rate 19.9% (Fixed p.a.)
Representative % APR 19.9%
9 months deferral period
*Defaults to 120 Monthly Payments Of: £177.73
Total Amount Payable: £21,527.60
+ Settlement fee: £29
Swim Spa Finance Options
A
Deferred Repayment
3 Month Deferred
60 Month at 10.9% APR
60 Monthly Repayments at 10.9% APR Representative
Admin Fee of £29 Applies!
Deferred Repayment
3 Month Deferred
120 Months at 10.9% APR
120 Monthly Repayments at 10.9% APR Representative
Admin Fee of £29 Applies!
B
Buy Now Pay Later
9 Month Deferred
120 Months at 19.9% APR
Pay Nothing 9 Months No Interest Accruing, then Pay Full Balance
Or Carry Over To 120 Payments at 19.9% APR Representative
Admin Fee of £29 Applies!
C
19Ex Trainer Finance Example:
Cash price: £44,995.00
Deferred Repayment
Representative
£872.43 per month*
Deposit: £5,000.00
Amount of Credit: £39,995.00
Interest Rate 10.9% (Fixed p.a.)
Representative % APR 10.9%
3 months deferral period
*Defaults to 60 Monthly Payments Of: £872.43
Total Amount Payable: £57,345.80
+ Settlement fee: £29
19Ex Trainer Finance Example:
Cash price: £44,995.00
Deferred Repayment
Representative
£546.61 per month*
Deposit: £5,000.00
Amount of Credit: £39,995.00
Interest Rate 10.9% (Fixed p.a.)
Representative % APR 10.9%
3 months deferral period
*Defaults to 120 Monthly Payments Of: £546.61
Total Amount Payable: £70,593.20
+ Settlement fee: £29
19Ex Trainer Finance Example:
Cash price: £44,995.00
BNPL Representative
£821.74 per month*
Deposit: £200
Amount of Credit: £39,995.00
Interest Rate 19.9% (Fixed p.a.)
Representative % APR 19.9%
9 months deferral period
*Defaults to 120 Monthly Payments Of: £821.74
Total Amount Payable: £103,608.80
+ Settlement fee: £29
Frequently Asked Questions About Finance
Call Us on 0161 292 6649 for More Information or Message Us at hello@hydropoolnorthwest.co.uk
Need just a little more time to get your finances together? Rather keep the money in your own bank a while longer? Then our Buy Now Pay Later (BNPL) option from Novuna could be for you. BNPL allows you to defer the outstanding balance for up to 9 months, from the installation date of your hot tub or swim spa. This is a good option if you are certain that you can pay off the outstanding balance within the set term.
What is Buy Now Pay Later?
>
With the BNPL finance option, you pay a minimum deposit amount of £200, then the outstanding balance is deferred for 9 months from the installation date of your product.
How Does Buy Now Pay Later Work?
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Waiting for your credit score to improve naturally is an option, but remember that frequent loan applications can hinder your credit progress. Each application creates a "hard inquiry" on your credit report, visible to lenders and potentially lowers your score. Explore other products or wait strategically to avoid unnecessary inquiries and optimise your chances of securing future credit.
What If I'm Denied a Loan?
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How Long Does Financing Take?
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Typically applying for one of our finance options takes 10 minutes, using our unique soft search. This soft search will not leave a footprint on your credit history. At the end of the application process, you will be given a decision as to the outcome of your loan. If you are successful in your application you will receive a link via email from Novuna to e-sign the relevant documents.
Are There Fees or Interest for Buy Now Pay Later?
>
The BNPL option carries an admin fee, otherwise known as an ‘exit’ fee, of £29. This is applied by Novuna and added to the outstanding balance. As long as you pay off the outstanding balance in full within 9 months from your installation date there will be no interest to pay. However, if you allow the term to lapse without paying off the balance then the interest that would have been accrued during the 9 month deferral period will be applied to the loan amount at the rate of 19.9% APR. The remainder of the balance will then default to a loan with an interest rate calculated at 19.9% APR representative over a term of 120 months. You can make overpayments whenever you like and clear the balance before the end of the deferment period without incurring any additional costs.